Maryland Lottery and Gaming, fiscal year 2026: 20.21% held on parlays, 6.01% on straight bets.
I'm Vince. I'm 63 and I've bet sports for thirty-five years. For more than ten of them I told everybody I was about even. Then a water heater died, I sat down with my own notebooks, and I found out what I'd really been paying. This e-book is that bill: what every bet costs, why the house courts the guy who's losing and shrinks the limit on the guy who isn't, and the plain rules I bet by now.
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I said it for more than ten years, with every bet I'd ever made sitting in a shoebox. I kept those notebooks to check my bookie. I never once used them to check me. The night I finally added them up, the number had a comma in it.
Five bets a week, $50 a bet. That's $13,000 moved in a year. The only thing that changes is what you buy.
| Straight bets at -105 | $309.52 |
| Straight bets at -110 | $590.91 |
| Straight bets at -120 | $1,083.33 |
| At Maryland's parlay rate, 20.21% | $2,627.30 |
My math, with the rule from Chapter 5: cost = money moved x hold. Assumes you hit half your straight bets, or pay the going rate. Your result in any one year won't be average.
The trouble isn't paying. The trouble is not knowing you're paying.
The numbers come from state regulators, the IRS, the law and economists who published their work. When something was only reported in the press, or it's just what a sportsbook told a regulator, the book says so. The price math you can check yourself with a cheap calculator, and I'd like you to.
Adding up the notebook, reading a line, the juice, what the house really keeps, and the bill for one year.
How a line gets made and moves, who gets limited, who gets the VIP call, bonus bets, parlays and boosts, cash out, and why the house doesn't need to cheat.
The notebook, the bankroll, the best price, the closing price, fewer bets, chasing, and the phone.
Key numbers in the NFL, baseball prices and the other sports, with the arithmetic behind each one. Prices and history, never a pick.
Taxes, including the 2026 rule that counts only 90 percent of your losses, whether anybody makes a living at this, and when to stop.
At the back: The Numbers on One Page, every price, parlay and yearly bill from the book in one place.
I don't have a list of sure things. I've never met anybody who did, and I've met plenty who said so. This book doesn't give you a bet for Sunday. It shows you the price on the ticket and lets you decide if you still want it.
If gambling is hurting you, don't buy a book. Call or text 1-800-MY-RESET. It's free, it's confidential, and it's open 24 hours a day.
I'm 63. I started at 28 the way everybody I knew started: I called a guy. He was a neighborhood bookie, and that's an illegal business, then and now. I'm telling you where I've been, not where to go. After him came the trips to Las Vegas, then the internet, then the phone in your pocket. I've paid juice in all of it.
I never worked in a sportsbook. I never set a line. I was never a pro: I kept my day job the whole time. I lost plenty before I learned anything, and for years I didn't even know how much. Later I started keeping real accounts, and some books cut my limits. They never told me why.
None of this will make you a winner. What it did for me was make the bill smaller, and let me know what I was paying.
$49.99 is the regular price. $27 is the launch price, while the book grows.
This is an e-book, a digital download. Nothing is printed or mailed.
Secure payment by Stripe
No. It's an e-book: a 134-page PDF and an EPUB. Nothing comes in the mail. You can print the PDF yourself, and the two bonuses are made to be printed.
You pay on a secure Stripe checkout, and the page that opens right after has your files. Nothing is sent by email, so save them there. The link works for 30 days.
No. I can't do that for you, and I'd be wary of anybody who says he can. Whatever you bet, you can lose. This book shows you what you're paying. What you do about it is up to you.
No, and I never will. No tips, no picks, no system. The book won't tell you who to bet on.
No. No sportsbook is named in this book and none pays anything for it. There are no links to any betting site or app.
Write to me at info@oldbenchbooks.online within 48 hours of your purchase and you'll get your money back.
Write it down. Add it up. Look at your number, and don't tell yourself a story about it. Nobody's going to do this for you. The house won't, because it already knows.
Get the e-book · $27E-book: PDF + EPUB, nothing is mailed · money back within 48 hours
Rather not buy anything? Fine. Get a pencil and your bank statements tonight. That part is free.